Workers’ compensation insurance covers all types of work-related physical injuries. Emotional and stress-related injuries might also be covered, provided they occur in the course of employment and arise out of employment. Your work-related injury will typically be covered even if it was caused by your own carelessness. A local workers’ compensation attorney can provide more information about the workers’ compensation laws in your state.
If your employer, or its insurer, denies your workers’ comp claim, you have the right to challenge the decision. In most states, appeals are heard by a workers’ compensation board or an administrative law judge. If you and the insurance company are unable to resolve the dispute informally, a hearing will take place and the deciding authority will make its determination. A workers’ compensation attorney in your area can review your denial and discuss the options available to you.
Workers' compensation is a state-mandated insurance program that provides benefits to employees who have work-related injuries or illnesses. In most states, employers purchase workers’ comp insurance through private insurance companies, which then review and payout claims. In a few states, employers are insured through the state workers’ compensation board, which administers and pays out claims. Depending on whether you have a permanent disability and what type of work you can do, you might be entitled to permanent disability payments. A local workers’ compensation attorney can help you understand what type of benefits you can receive.
Speak with our accomplished injury lawyers serving the CarolinasCall 704-360-8550 or contact us online to schedule a meeting.
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